July 31, 2014 at 7:01 PM
CBRG is different from other college planning services in that it offers “harmonization” of financial, educational and social guidance for the entire family. Co-founders Scott Sirot and David Slater and Janet Loren, partner, educational counselor and Certified Educational Planner (CEP), meet jointly with students and parents to develop a college game plan that works for everyone. Too often, college students attend a school because their friends are there, or it is the so-called ‘hot school’ that is on everyone’s radar, without any consideration as to whether the school is right for them or the long-term effect it will have on family finances.
Financial: Consider how you will be applying to each school: either early decision, early action, regular, or rolling admissions. Beware of applying early decision; it is binding, so you must attend the school if accepted, often before you are told how much financial aid you will receive. Once you are bound to the school, it is much more difficult to negotiate for additional aid.
Academic: During junior year, you should have already taken both the SAT and ACT once. Whichever test you scored higher should be taken again at the beginning of your senior year. Use your time wisely this summer to fully prepare for this test once more because you will have little time to prep once school begins again.
CBRG holds free community workshops throughout the state and explains in detail many strategies one can employ to find the best college “fit” for a child.
Upcoming Summer Workshops:
-Tuesdays, August 19, or September 16, at 6:45 p.m., at the CBRG Headquarters, located at 7 Becker Farm Road in Roseland.
-Tuesday, September 30, at 6:00 p.m., at the Cedar Grove Public Library, located at 1 Municipal Plaza in Cedar Grove.
-Tuesday, October 7, at 6:30 p.m., at the Rutherford Public Library, located at 150 Park Avenue in Rutherford.
CBRG works hard with the entire family to let students know that going to college is a responsible decision that affects the whole family, and that there are no ‘free rides.’ The student will be responsible for their academic success in college. They should also try hard to graduate in four years, and try to help pay back all or a portion of loans that may have been taken out in the student’s name.
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