BERKELEY HEIGHTS, NJ - Jodi Siegel, Mortgage Originator with Atlantic Financial Services can turn that dream into reality. A career financial professional, Jodi found a niche in mortgages -- "This is a way to help people who couldn't necessarily help themselves," said Jodi.
Her strong commitment to helping people in all aspects of their financial health drives her to get the mortgage rate and program that is best suited for her clients' needs. The interest rate one pays for their loan can dramatically affect the payment made.
Using her financial background as a former Wall Street professional with Lehman Brothers and Jefferies Group, Jodi developed a business of helping people that are going through difficult times in their life to simplify their financial problems. "Credit cards and mortgages happened to be a piece of that," said Jodi.
"Getting rid of credit card debt, fixing their credit, making sure they have proper insurance, lowering some of their obvious expenses -- mortgage being one of them."
"The mortgage aspect of that business started taking off with the environment the way it was," said Jodi.
Passionate about the service she provides, a turning point of this passion came while helping a woman in transition.
"A desperate single mother of three, working around the clock, came to me. She was overwhelmed and intimidated by financial people," said Jodi. "I was able to help her refinance her home and pay off her dept. She gave me a hug and told me, 'You saved my life, I couldn't afford to live here anymore.' "
"I love and feel the satisfaction of being able to help someone. Get them the mortgage that they didn't think they could get and get them the house that they didn't think they could buy," said Jodi.
Everyone's needs and circumstances are different -- Jodi figures out the pieces of the puzzle to fit those individual needs -- finding the loan program to suit their individual requirements. "Knowing what their financial situation is, I can find the right product and deal for them," said Jodi.
This is the time of year that students are getting their college accpetance letters and people are all thinking about how we are going to pay for it, said Jodi. "Rates are still low and many people are tapping into the equity in their home and refinancing which is cheaper than student loans, plus a tax benefit."
The transition in mortgages over the past several years has made this job more difficult for many brokers said Jodi, however, "The government has just relaxed some lending standards, making credit easier to obtain, especially for first time home buyers."
"The rates are still historically low. In the long run, there are more options and people are able to buy houses with a small down payment while obtaining a good rate," said Jodi. "There are savings to be made and you can protect yourself against future rate increases too. Make the move now."
Jodi can work with clients with all financial circumstances to finance a new purchase; refinance a home to reduce the rate, term; or help to take cash out for debt consolidation, home improvements, college expenses or just about anything else.
Editor's Note: Jodi Siegel is an advertiser on The Alternative Press. To learn more about becoming an advertiser, please call 908-279-0303 or email firstname.lastname@example.org.