Business & Finance

Keeping Banking Local with Two River Community Bank

October 7, 2012 at 8:30 AM

SUMMIT, NJ - For the past 12 years, Two River Community Bank has opened its doors to serving and helping people.

After opening in 2000, the New Jersey state-chartered financial institution now has 15 branches located throughout Eastern Monmouth County and in Union County including one in Summit on Deforest Avenue. According to their website, the bank believes “increased shareholder value is achieved by having a culture that puts the customer first and earns their confidence and loyalty through exceptional, friendly and professional service while their employees are provided a stimulating and challenging work environment that encourages development and recognizes excellence.”

William Moss, the President and Chief Executive Officer of the company, said the bank does its best to help serve each customer’s needs. Moss, who has been in the banking industry for 32 years, said there is nothing else he would rather be doing.  

Sign Up for E-News

“It’s been exciting, it’s been stressful, it’s been fun, but very gratifying to be a community banker,” Moss said.

Two River Community Bank is owned by Community Partners Bancorp and Moss is the CEO of that company, as well. However, the two jobs intertwine and he sees them as one large responsibility, he said.  

Moss has been at Two River since its inception and has served in various managerial roles.  He was President and Senior Loan Officer from August 2006 to July 2007; Executive Vice President and Senior Loan Officer from July 2003 to July 2006; and was Senior Vice President and Senior Loan Officer from February 2000 until July 2003.

“I’m a firm believer in the community bank model,” Moss said. “The community bank model is one in which locally managed staff serves the local market place.”

Moss said 60 percent of all loans for $1 million or less are done by community banks. He praised his staff and said they are extremely talented, hands on, dedicated and always give the customer the best opportunity or solution.

He and his co-workers are also involved in several chambers of commerce in their respective towns. By being active in the community, they are able to branch out, network and ultimately get more business, he said. "It is really important to be a part of the Chamber," Moss said.

While Moss always dreamed of being in the industry, he never envisioned he would be where he is today. After starting out with larger banks like Midlantic National Bank, he realized they could not provide the level of service that a community bank does.

“I’m very proud and honored to be the President and CEO of this bank,” he said.

Editor's Note: Two River Community Bank is an advertiser on For advertising information, please call 908-279-0303 or email

TAP Into Another Town's News:

TAP Into Another Town's News:

Sign Up for E-News


Summit Police Blotter

December 5, 2016

11/15 - At 0905 hours a report was taken for a theft from a business. The incident occurred between 11/4 at 1500 hours and 11/9 at 0830 hours at a business on Beauvoir Avenue. The victim reported that two HP Chromebooks were taken; valued at approximately $500.00 each.

11/17 - Sandra M. Cruz-Huertas, 33, of Bound Brook was arrested and charged with theft by deception. Ms. Cruz-Huertas was ...

Video: Point View's Dietze Says Market 'Has Gotten Ahead of Itself'

December 8, 2016

Point View Wealth Management Founder, President, and Chief Investment Strategist, David Dietze, spoke live on BNN on investment strategies following recent record highs in the stock market:

Point View Wealth Management, Inc. works with families in Summit and beyond, providing customized portfolio management services and comprehensive financial planning, to ...

Frosty Fun Holiday Camp at The Connection

The Connection is holding a Frosty Fun Holiday Camp this winter break for children ages 4 and up. The camp runs Tuesday, December 27 - Friday, December 30.  There are morning (9am-1pm) and afternoon (1pm-5pm) times as well as an all day (9am-5pm) option with early drop off and extended pick up times available.

Children will have fun with friends and reunite with their favorite summer camp ...

Beckerman’s Theory of Everything

Any armchair theoretical physicist knows that Stephen Hawking has pursued a lifelong quest to come up with a Theory of Everything. This all-encompassing theory would tie together general relativity (large scale and high mass galaxies, stars, etc), quantum theory (quantum mechanics, quarks, atoms, subatomic particles), and Newtonian physics (gravity on small bodies, gas laws, electromagnetism) to ...

To Be a Better Investor, Be More Rational!

Many posit the theory of rational man, who coolly and carefully calculates his self-interest in a logical manner. We all fall somewhat short of that ideal.  In the financial markets, irrationality can be costly. What are some of the common foibles, and what can we do to minimize their damage to our portfolios?

Don’t Make Decisions Based on What You Paid For an Investment

How ...

Ain't That Grand?

Meeting Specials at The Hilltop City's 'Town Hall' Heat Up as Weather Turns Cold

The Grand Summit Hotel in prestigious Summit has hosted meetings -- steps from the vibrant, yet quaint, downtown -- for more than 100 years -- our staff taking tremendous pride in carrying on a tradition that has been in place for decades.

At a time when many of the nation’s hotels have taken on a similar look and feel, The Grand Summit Hotel’s corporate clientele enjoys the ...

Hair Matters

Dry Scalp?... RELAX

As we approach the time of year that can become hectic and sometimes stressful, finding time to relax and take care of "you" can become a bit of a challenge.  Also this time of year, many of us start  to experience a dry scalp. Did you know that in less than a half an hour a nice, soothing scalp massage can ease you through the stress of the season and ...