ROXBURY, NJ – Roxbury Police Chief Marc Palanchi this week will join a local financial advisor and a local cyber-security expert to tell the public how to “outsmart the scammers.”

Joining the chief in the presentation, scheduled for 6:30 p.m. Thursday at the Roxbury Public Library, will be Succasunna-based Edward Jones Financial Advisor Bill Clinton and Roxbury Zoning Board Member James Kennedy, a cyber-security expert.

“Every time your phone rings or you receive a curious email, someone could be out to profit from your private information or try to lure you into a scam,” said the library in announcing the event. “Edward Jones Financial Advisor Bill Clinton, CFP, CIMA, will team up with Dr. Jim Kennedy, recently retired Bell Labs senior lead consultant and published author in information/cyber/fraud protection, avoidance and forensics services.”

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According to Kennedy, more than 20 people are the victims of identity theft every minute, “and the effects on the the victim can be far-reaching.”

If your identity is compromised “you can expect that there will be significant costs to you in time and money to set the record straight — that’s thousands of potential dollars out of pocket to clear your name and credit history, not to mention the actual financial losses incurred.”

Clinton, a TAPinto Roxbury sponsor, noted many scams hit close to home.

“We work locally with around 180 families,” he said. “We have had several recent cases where our clients or their close family members were either victims of fraud or almost fell victim. I will be sharing real life, local stories about what fraudsters are doing and how to avoid and report them.”

Palanchi will join Clinton and Kennedy for an open question-and-answer. The library asked those coming to bring “specific questions or scenarios for the panel.”

The men agree senior citizens are often victims of scam artists, and that's a pet peeve of Palanchi.

“Seniors are vulnerable to identity theft scams because often they are more trusting, less tech savvy, have more savings and home equity built up, and are less likely to closely monitor their credit and financial accounts,” noted Kennedy.

Clinton added, “Scammers will try and use shock tactics on the phone or in the mail to get a senior to make a rash decision and provide sensitive information which they will then abuse.”

“Scams are often publicized on TV news, published in local papers and there are web sites such as this one from the federal government that you can use to stay informed,” Kennedy said. “The best advice is to seek out the aid of someone you know and trust to investigate before you give out any information or monies.”

Registration for the presentation is requested. To register, call the library at 973-584-2400 or email

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