Our mission at Richard D’Ambola & Associates LLC is to make a secure financial future possible — one person, one family, one institution at a time — with the guiding principle centered on solving the most daunting financial challenge facing Americans today — retirement readiness.
Our commitment is to serve our clients, putting their needs above all, with the belief you cannot push someone to the top of the mountain without getting there yourself.
Richard D'Ambola & Associates LLC, based in Roxbury, N.J., has a client focus in two main demographics: People approaching retirement and high net-worth individuals.
Though not all individuals are high net-worth clients or in transition, we have found our services most benefit those individuals who are getting ready to retire, those who have lost a loved one, who are changing jobs, sending their child to college or looking to accumulate wealth for other various core financial goals.
Many individuals desire a working comprehensive plan, designed to take a snapshot of their current assets and available financial resources. A comprehensive financial analysis helps to develop an implementable plan for the client to follow as they look to achieve their financial life goals.
Services We Provide from our Succasunna Office:
Cash Flow Analysis: budgeting, including a total social security analysis of various filing strategies.
Risk Management: review assets available for self insurance strategies versus the possible need for life, disability or long term care insurance.
Investments: portfolio designs geared for different client goals.
Tax Strategies: relative to investment portfolios and earned income, helping a client keep more of what they earn.
Retirement Planning: geared toward efficient income distribution and asset longevity. Review of company pension and rollover benefits.
Estate Planning: includes efficient transfer of assets to beneficiaries with an emphasis on the minimization of the wealth transfer tax liability.
For many, understanding every aspect of personal finance can be daunting. From investments to retirement to insurance, the decisions can be overwhelming.
That’s where our firm comes in.
Whether you have significant assets to manage—or if you are just starting to accumulate wealth—we have the tools and background to provide the services that may fit your needs.
Our personal goal is to provide you with guidance that can help you understand and better define your financial goals. We work hard to create a mutually beneficial and respected long-term relationship with my clients and their families.
As members of the greater Roxbury community for many years, we take pride in knowing that we have helped many people pursue the type of financial future they dreamed about.
For more information about my firm and our services, please call. We would enjoy learning more about your goals and dreams.
Our office is conveniently situated on Route 10 East in Succasunna, with easy access from Kenvil, Ledgewood, Port Morris, Landing, Lower Berkshire Valley, Randolph and many other parts of Northern New Jersey.
Advisory Services are provided through Creative Financial Designs, Inc., A Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC. Richard D'Ambola & Associates, LLC. is independently owned and is not affiliated with cfd Investments, Inc.