Hackensack, N.J. -- The Bergen County Division of Community Development welcomes BCB Bank as its newest partner in its American Dream First-Time Homebuyer program.  
American Dream is an innovative program that is designed to educate potential first-time buyers about the purchase their first home. Bergen County government developed the program in response to high real estate costs and the struggle to save money for a down payment. The American Dream program works in partnership with local banks to offer qualified residents below market interest rates and deferred pay back mortgage financing to buy their first home and realize the “American Dream.”