BAYONNE, NJ - Although the outbreak of coronavirus postponed the regular meeting of the Bayonne Housing Authority, trustees are expected to consider, and possibly vote on, a resolution that would offer fire insurance to its tenants.

John R. Cupo, a member of the BHA board, said the policies, costing as little as $20 per month, could serve as interim protection to the 1,300 residents who live under roofs managed by the body. 

State legislation that would allow this to be offered statewide is being considered as well.

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“I’ve noticed that during the last two fires in housing authority buildings, two people had their own insurance and didn’t need to rely on government help,” Cupo said. “In a previous fire, no one had insurance and had to rely on local or state assistance.”

Insurance not only provides for temporary housing of victims of a fire, but also pays for replacing belongings such as clothing.

Saying the policies would only be available to BHA tenants, Cupo added that it would also be a benefit to the Authority as it would save them from having to cover the expense of services picked up by the insurance company.

“I understand that $20 a month might seem a lot to people on fixed income, but the loss in a fire would be worse,” Cupo said, sharing his belief that a third of BHA residents would take advantage of the opportunity to get coverage.

The BHA is expected to consider the measure during a March 23 call in meeting.

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