With the holiday season in full swing, you may be considering how you want to make your charitable donations. If you’re an IRA owner, you may want to consider a qualified charitable distribution, or QCD. A QCD is a distribution from an IRA that goes directly to a qualifying charity.

Along with helping your favorite non-profit, QCD’s can also help reduce your tax bill since QCDs are not included your taxable income. However, QCD gifting can also be complex, so it is important to understand the rules that surround them.

To learn the steps needed to gift a QCD to your charity, pdfclick here to download “Navigating Qualified Charitable Distributions in 5 Easy Steps.”

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Have more questions about tax-efficient investment and retirement strategies? Contact our office at (877) 714-2362 to schedule a time for a visit.


Walter F. Pardo CWS®, PPC™

An Ed Slott Master Elite IRA Advisor

22 Church Street | P.O. Box 60 | Liberty Corner, NJ | 07938

Phone (877) 714-2362 | Fax 1 + (908) 325.0008