If you have company stock and are looking to withdraw it from your retirement, the net unrealized appreciation (NUA) tax break may be an option you should consider. The NUA process allows you to pay taxes on the appreciation at long-term capital gains rates instead of at higher income tax rates. But this tax break comes with strict rules governing when NUA can be taken and the timing of the requisite lump sum distribution (LSD).

To ensure you execute the NUA process correctly, click here to download “NUA Timeline: ‘Triggering Events.’”pdf

To learn more about ways to reduce your tax bill in retirement, contact our office at (877) 714-2362 to schedule a time for a visit.

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Walter F. Pardo CWS®, PPC™

An Ed Slott Master Elite IRA Advisor

22 Church Street | P.O. Box 60 | Liberty Corner, NJ | 07938

Phone (877) 714-2362 | Fax 1 + (908) 325.0008