chatham

Peapack Private Wealth Insights

June 15, 2018

The old adage in the investment world is that it is not what you make, but what you keep that counts.  Investors often overlook the ultimate deflator of portfolio returns – the taxman. An astute global asset allocation should be the number one priority for investors.  However, there are preferred ...

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I was honored to present at the recent GuruFocus Value Conference in Omaha, and then to hear Warren Buffett and Charlie Munger at the CenturyTel Convention Center in Omaha on Saturday. Bottom Line Warren Buffett and his partner Charlie Munger were in fine form, dispensing timeless investment ...

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Investors remain concerned about the potential impact of higher interest rates on stocks. In their most recently released minutes, the Federal Reserve Open Markets Committee indicated the US economy is on solid footing and the economic conditions warrant continued gradual increasing of interest ...

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On the 1980s police procedural Hill Street Blues, 'Sergeant Esterhaus' sent his officers off on their shifts with the warning, “Let’s be careful out there.” The same goes for each of us as we log onto our various devices and manage our email, surf the web, or transact business. Cybercriminals are ...

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If the current interest environment has you concerned about your bond portfolio, remember why you are investing in bonds.  The role bonds, or fixed income, play in a portfolio is not solely based on performance.  Bonds are used to offer stability, particularly when stock market volatility is ...

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Americans are known to be philanthropic, with an estimated 83% donating to charitable causes. Making the donation convenient and tax-effective is a win-win for both charities and those with a generous heart. Donor-advised funds (DAFs) are a simplistic funding structure available to those with both ...

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Markets retreated in February, the worst down month in two years. A record surge in volatility caused several ETFs designed as leveraged bets on low volatility to plunge, with at least one being forced to liquidate and hand its investors a near total loss. The Causes of February’s Market ...

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Investors love to rally around a stock story. Today it’s all about the FAANG stocks. Facebook (FB), Amazon (AMZN), Apple (AAPL), Netflix (NFLX) and Google (GOOG) are a major reason why the S&P 500 rallied so much in 2017. Mr. Market is convinced the FAANGs are impervious to a sell-off. “Its ...

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The new tax law is predicted to reduce significantly the number of taxpayers who itemize deductions.  That has some concerned about charitable giving. There are ways for taxpayers who do not itemize deductions to give to charity and still receive some tax benefits. Give from your IRA. Those aged ...

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Point View Wealth Management's First Quarter of 2018 edition of Outlook has published, featuring articles offering a wide range of topics for investors as we enter the New Year, such as: Potential risks to your investments in 2018; Wrapping your head around Bitcoin; Debating the FAANG ...

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Pricey growth stocks have been all the rage in 2017, running circles around cheaper value plays. We believe that one of the most powerful forces in investing, reversion to the mean, may cause value stocks to outperform in 2018.  Position your portfolio accordingly. Understand the Difference ...

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Most investors understand the basics of bond investing. However, when evaluating individual bonds for a personal portfolio, a more specific understanding of the unique bond terminology can help an investor make the best decision.  Here is what you should know about your bond portfolio. What is ...

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In October, the government typically announces various income limits and other adjustments for the upcoming year.  These are based on the tax law as it presently exists and are inflation-adjusted; if Congress passes major tax reform before year end, some or all of this will change.   Social ...

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The latest edition of Outlook, Point View Wealth Management's quarterly newsletter is now available. The articles cover a wide range of topics from: Embracing the "Dogs of Dow" for undervalued securities; Preparing to take your Required Minimum Distribution (RMD) in your IRA; Lessons learned 10 ...

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Decluttering Your Household? Don’t Forget Your Investment Portfolio Have you taken part in the latest lifestyle trend, decluttering your home? This pop culture craze suggests paring down your belongings and simplifying your way to a better life. With an uncluttered home comes the promise of less ...

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Very quietly, members of the President’s economic team have been meeting with key lawmakers to craft a tax reform plan. The stated goal is to pass legislation by year end.  That is an optimistic timetable, but the outlines of a concrete revision may emerge before then. Any Tax Code revision ...

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Despite a pricey, aging bull market, long term investors must stay the course. To reduce risk, look for out of favor, inexpensive, dividend yielding stocks.  An interesting and profitable way to do that is the Dogs of the Dow strategy.   The “Dogs” are the ten-highest yielding Dow stocks as of ...

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Lean too far over your skis on the slope and you are bound to fall hard on the landing. Given it’s summer time, try leaning out over your water skis and you risk getting tripped up by the waves. When constructing your portfolio, avoid concentrating your positions in one asset class, sector, stock, ...

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You and your new college freshman are almost there — you’ve packed the bags, helped choose the first year courses, and made sure your student has communicated with her new roommate. There’s one more item to check off your “to do” list: the legal documents. Once your child turns 18, she’s legally ...

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Mutual funds offer investors a diversified portfolio of stocks and bonds.  The advantage is you can diversify quickly and with a nominal investment; there’s no need to purchase the underlying securities.   Many tout the benefits of index fund investing, including low costs, diversification and ...

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What happens to your 401k when you leave the company? An individual can choose to leave it at the old employer, roll it into a new employer’s 401k plan or roll it into a Rollover IRA.  All of these are viable options, but the best alternative is to roll your 401k into a Rollover IRA.   Range ...

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The market’s off to a great start for 2017, with the S&P 500 up 7.9%. Not too many investors are trumpeting their outperformance. That may be a good thing for those underperformers. What?  It’s not good to be beating the market? When a market is this narrow and concentrated, outperformance ...

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In 2013, fixed income sold off after Chairman Ben Bernanke signaled an end to the Fed’s bond purchasing program. This led to just the third negative calendar year return for bonds since 1970! Since this “taper-tantrum,” investors have been calling for a tidal wave of fixed income assets to ...

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The post-election Trump bump has elevated the U.S. market to a lofty PE premium. In the search for value, investors have started to take a hard look at overseas economies. One overlooked market to consider is Europe.   The Current Situation European shares continue to lag behind in the global ...

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The stock market often takes investors on a wild ride. As such, it is a good idea to be reminded of three basic principles in investing.  Asset allocation, rebalancing and lowering costs. Using these timeless principles to guide investment decisions will keep your portfolio on track and enhance ...

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Long-term investing strategies are often categorized as either “value” or “growth.” Both strategies’ ultimate goals are to achieve investment returns that are above the market average, under a long-term time horizon. “Value” investing chooses among stocks that are selling at a discount to the ...

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Investors have turned fearful of bonds and bond funds. The Federal Reserve is poised to raise rates this week for the third time in 15 months. The Fed itself and investors generally forecast least two more hikes this year. Why buy bonds now? Bonds are the ultimate hedge on a stock portfolio.

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Receiving mail with the IRS listed in the envelope’s upper left corner induces fear in most people. Receiving a phone call with the IRS listed on caller ID is even scarier. Fear can cause you to act before you think—many people fall for criminal scams out of fear. Don’t be one of them. Bottom ...

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Nifty-Fifty. Dot-Com. Social Media. Unicorns. Typically technology stocks have been classified with a spiffy name so investor relations and analysts can tell their high flying growth story easier. However the tech sector, which represents nearly 20% of the S&P 500, is no longer littered with ...

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Closed-end funds (CEFs) can play an important role in a diversified investment portfolio. They offer benefits similar to those of an open-end mutual fund, but also sport unique advantages.   Unlike a traditional open-end mutual fund, CEFs have a fixed number of shares available to trade. Their ...

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