Denville Township Receives National Flood Insurance Program CRS Rating


DENVILLE, NJ-- The Township of Denville is pleased to announce that the National Flood Insurance Program (NFIP) has made the recommendation to FEMA to improve the Community Rating System (CRS) rating for Denville Township from a 9 to a 6. An improved CRS rating is important, as flood insurance premiums for property owners located within the floodpain are reduced by 5% per CRS point.

With Denville's reducation from it's current CRS rating of 9 to a CRS rating of 6, Denville Residents within the floodplain shall see a 20% reduction in their flood insurance premiums starting on May 1, 2016 pending FEMA approval. This will also qualify those residents outside the floodplain for a 10% savings on their flood insurance.

The CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimal NFIP requirements. The specific goals are to reduce flood damage to insured properties, encourage a comprehensive approach to floodplain management and strengthen the insurance aspects of the NFIP. With a CRS rating of 6, Denville Township is the highest rated of the four participating CRS participating municipalities within Morris County. Furthermore, throughout the entire State of New Jersey, there are currently only 10 municipalities with a higher CRS rating than Denville.

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The Township will continue to work diligently to improve it's flood readiness and floodplain management activities in an effort to protect its residents and their properties. All our activities will have a positive effect on our CRS rating, resulting in direct benefits in the form of reduced insurance premiums for our residents.

The improved CRS rating is the result of countless hours of work by our dedicated Rivers and Streams Committee, many selfless volunteers and our Township employees. Special thanks to Denville CRS Coordinator Denean Probasco and Township Engineer John Ruschke for coordinating many of the activities that resulted in our much echanced rating. 

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