Health & Wellness

Letters to the Editor

5 Things to Know about HealthCare.Gov

New Jersey Senator Robert Menendez Credits: Official Photo

Dear Friends,

Accidents happen. People get sick. It’s important to have health insurance to protect you and your family from racking up hundreds of thousands of dollars in medical bills. Chances are, coverage is more affordable than you think. 

That’s why I’m emailing you today. is officially open for enrollment, and you only have until December 15th to renew or enroll in coverage that kicks in on January 1, 2018.

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5 Things to Know About HealthCare.Gov

  • The deadline to enroll has been moved up to December 15th. This year’s open enrollment period is shorter than ever – just 45 days. To ensure you have coverage on January 1, 2018, you need to pick your plan on now.
  • Coverage is likely more affordable than you think.Last year, nearly 250,000 New Jerseyans enrolled, and 8-out-of-10 received tax credits to keep their costs down. Enter your income on healthcare.govto see if you qualify for discounts. 
  • If you don’t make enough to qualify for private insurance, you may be eligible for Medicaid. The Affordable Care Act enabled New Jersey to expand Medicaid coverage to many working Americans. You can learn about that on, too. 
  • If you enrolled last year, there may be better options this time around. It’s always smart to know what’s out there. Update your income to find out. 
  • Enrolling on is easy. Create your account, complete your profile, and choose your coverage. If you need help, you can get assistance with your application in your community here

When you or a loved one is trying to get better, the last thing you need to worry about is how much it will cost. Health insurance helps pay for your care – and protects your family’s finances. Going uninsured not only leaves you at risk for huge medical bills – you may also face tax penalties.  

But remember, you must enroll by December 15, 2017. It’s the only way to ensure you’re covered in 2018. 
Thank you,

P.S. Most Americans get health insurance through their jobs or a program like Medicare. But you probably know someone who bought a plan last year. Forward this email and make sure they know that the Trump Administration has shortened this year’s open enrollment period, and the deadline to buy coverage is now December 15th

The opinions expressed herein are the writer's alone, and do not reflect the opinions of or anyone who works for is not responsible for the accuracy of any of the information supplied by the writer. Click here to submit a Letter to the Editor.

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