RED BANK, NJ:  Political rhetoric is starting to ramp up in response to the presidential election in 2020.

You will hear a lot of talk about FREE college tuition and promises to erase student debt.  Truth be told, that is easier said than done.

The best way to protect you and your student from mounds of college debt, is to limit the amount of loans you take in the first place.

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By speaking with a college planning expert, you can limit your loans, find alternative ways to pay for college without loans, and find schools that match your family's financial picture.

Take time to read the article below with my added commentary to get a snapshot of the issues parents and students are facing today.

Regardless of what side you are on, student debt is a huge problem and some of the biggest culprits may not be who you think.

College Financial Associates (CFA), are experts who provide strategic solutions and guidance to ensure that your family is in the best position BEFORE you provide your financial make-up to these schools. 

I can’t stress enough how critical this first step is.

CFA understands how each school’s financial aid office evaluates your family’s finances and can run specific financial aid scenarios against your child’s potential list of schools. 

The key is for your family to be fully informed before officially submitting your financial aid paperwork. 

CFA can map out strategies to legally and ethically save you thousands of dollars. 

For those families that will have multiple kids in school at once, these numbers can be even more significant and powerful.

Contact Tom Murdock at CFA, telephone 123-456-7891, or email me at to schedule a free and confidential consultation.

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