WESTFIELD, NJ - Assembly Minority Leader Jon Bramnick has introduced a bill that would stop insurance companies from overruling doctors' decisions. Bramnick's bill would end the pre-approval process for tests, treatments and prescriptions normally covered by medical insurers, he says. The battle many face today with the insurance companies is much different than what it used to be, Bramnick noted. It was once considered a standard process to be seen by a doctor, then be prescribed a necessary treatment or medication, he offered. Today, patients are faced with a long and arduous process overseen by insurance companies determining whether such treatments should be paid for, Bramnick said.
Bramnick, whose bill is inspired by an employee battling stage 4 cancer, is proposing that those in need of life saving health screenings should not require preapprovals. According to Bramnick, this would be just the beginning of a much needed overhaul of insurance company policies. His legislation would help thousands of other patients who are forced to wait for dire screenings, some of which they are denied, he said. Now, even medical professionals are fighting for approvals that could take months to receive, Bramnick noted.
Bramnick said, "This woman is now facing a major issue, not just because of chemotherapy, but because she wanted an MRI that would take weeks for the insurance company to approve it and she wouldn't even know if it chemotherapy was working. When multiple doctors had prescribed antibiotics for the employee's infections in the meantime, she was denied twice. This is someone who has late stage cancer and has to battle with companies when every single doctor she has seen says she needs this treatment."
Bramnick added, "We have both sides of the aisle going to bat on this. Now we have bipartisan cosponsors. Phil Murphy says he is for the people and the middle class. This is who we are talking about. It's a nightmare for the middle class, so if he champions it then we can move the bill ahead."
Bramnick's message is: Let your doctor's decide your healthcare, not your insurance company.
The bill will now be referred to committee.