TRENTON, NJ — Uninsured New Jerseyans now have until May 15 to sign up for health care coverage through Get Covered New Jersey, the state’s official health insurance marketplace.
Gov. Phil Murphy extended the deadline, which was expected to end on January 31, after the Biden administration earlier this week reopened enrollment on the federal Affordable Care Act exchange amid the coronavirus pandemic.
Residents can enroll in a health insurance plan through the marketplace or directly from carriers through this extended COVID-19 special enrollment period by visiting Get Covered New Jersey.
Although residents were encouraged to have signed up by January 31 in order to have coverage in effect on February 1— providing the maximum benefit of health coverage for 2021 — here are the coverage effective dates under the enrollment extension:
- Enroll by February 28, coverage effective March 1.
- Enroll by March 31, coverage effective April 1.
- Enroll by April 30, coverage effective May 1.
- Enroll by May 15, coverage effective June 1.
“We want to ensure that New Jerseyans have the coverage they need to see a doctor when they are sick, but also to get the preventive care that is so vital to their long-term health,” said Department of Banking and Insurance Commissioner Marlene Caride. “Keeping open the enrollment window for those who are uninsured will give residents the chance to choose a plan now, instead of having to wait until next year to get covered. Especially during a public health emergency, this extension is crucial to protecting our residents’ health.”
Get Covered New Jersey is the only place where residents can apply for financial help to lower the cost of monthly premiums and out-of-pocket costs for health insurance. To get free help choosing a plan, go to Find Local Assistance on the Get Covered New Jersey website.