TOTOWA, NJ - Are you looking to buy your first home but do not know how? If so, you may be interested in Lakeland Bank’s first-time homebuyer seminar happening on Thursday, Oct. 24 from 6 to 8 p.m. at the Totowa Public Library, located at 537 Totowa Rd. The program will help you figure out how much you can afford, what to expect when getting a mortgage, how to properly make an offer on a home, and answer any questions you may have. Register by Oct. 18 to attend. To register, either call Roxanne Camejo at 866-224-1379 or email