Government

Guest Column

What You Should Know about Equifax Data Breach

Senator Robert Menendez Credits: Official Photo

Have you ever applied for a car loan, credit card, lease or mortgage? You may be among the 143 million Americans whose private data was exposed during a recent breach at Equifax – one of our nation’s top three credit reporting agencies. It’s outrageous that Equifax waited more than a month to inform consumers about this hack. And it’s unconscionable that some executives used that time to dump their Equifax stock, possibly violating insider trading laws.

The American people deserve answers. And I’m committed to getting them. That’s why I’m calling for hearings on the Equifax breach. In the meantime, I’ve assembled some steps to help protect yourself from identity theft and fraud. 

What You Can Do: 

Sign Up for E-News

Review your credit report. Once a year, you can get a credit report for free by visiting annualcreditreport.com. This will include information from all three credit bureaus: Equifax, Experian, and TransUnion.

Consider a Credit Freeze. If you aren’t applying for any new loans, consider freezing your credit. This prevents fraudsters from applying for new accounts in your name – while preserving access for lenders you already use. To place a freeze on your credit, you must submit to all three bureaus:

Create a fraud alert. If you opt against a credit freeze, consider putting a fraud alert on file. This will warn creditors that your information was compromised, and require them to verify your identity before establishing any new accounts.Instructions are available here. 

Consider a Credit Monitoring Service. There are services that can monitor your credit for suspicious activity - but watch out for hefty fees and trial periods. Check to see if any of your lenders offer free credit monitoring.

More information is available from the Consumer Financial Protection Bureau here.

It’s unfortunate that millions of Americans are now at a greater risk for identity theft and fraud. I’ll keep you updated on my efforts to hold Equifax accountable for failing to safeguard our personal information.

Thank you for being proactive, 

Senator Bob Menendez

TAP Into Another Town's News:

You May Also Be Interested In

Sign Up for E-News

Plainfield

Support the Downtown on Small Business Saturday, Nov. 25

Another shopping season is upon us here in Plainfield and shops downtown are open for business. Plainfield has a unique mix of mom-and-pop stores that offer trendy name brand clothes and shoes that compete with mall traffic and Cyber Monday deals, perfect for anyone looking for a bargain. The importance of spending locally has never been more critical as retailers and restaurants struggle to ...

A Stroll Through Echo Lake Park

This past Sunday, I joined the Freewalkers for its Stroll & Roll walking event.  Freewalkers Yohana Maria and Risa Olinsky organized the festivities, now in its second year. 

The walk, designed to be family-friendly, and for people of all ages and abilities, began in Echo Lake Park, another gem in the Union County Park system.  The four-mile round trip trek also cut ...

Upcoming Events

Carousel_image_59848a690358e5017898_star_wars_at_library

Tue, December 12, 4:00 PM

Plainfield Public Library, Plainfield

Create Your Own Star Wars Holiday Ornaments

Arts & Entertainment

Carousel_image_9d8e453cf3136a3d0129_rec_2017_hw_helper

Tue, December 12, 4:00 PM

Hannah Atkins Community Center, Plainfield

Homework Helper

Education

Carousel_image_cefcf825ac0c58d3c2a7_ed_-_grand_opening_fig_tree_market_11-30-2017

Tue, December 12, 6:00 PM

Fig Tree Market, Plainfield

Ribbon Cutting Ceremony at the Fig Tree Market

Business & Finance

Steroid testing of NJ scholastic athletes during 2016-2017 yields one positive result

December 11, 2017

ROBBINSVILLE, NJ – The results are in for NJSIAA’s 2016-17 random steroid testing program for New Jersey’s scholastic athletes. Of the 502 male and female student-athletes tested, one was found to be positive for any of 80 banned substances, including anabolic steroids. 

 

The athletes tested under the annual NJSIAA program – all of whom were ...

Absurd and Outrageous

December 9, 2017

Dear Mayor Mapp and Members of the Plainfield City Council,

When I first heard about the resolution awarding yourselves raises I thought the magnanimity was over the top but, generally, that salary increases of some amount were warranted.  Not so anymore!

I received a copy of the agenda yesterday and nearly blew a gasket as I was reading the resolution awarding $396,000 to Yates as a ...

Panel Discussion in Sparta: School Consolidation Complex and Costly

December 8, 2017

SPARTA, NJ – A large crowd filled the Sparta High School media center on Wednesday to hear a panel discussion about school consolidation.  More than 150 people attended the event sponsored by New Jersey School Boards’ Association, according to Ray Pinney, Director of Member Engagement.

The through discussion of topic hit both sides of the issue.  “Some say it is a ...

TAPinto Featured Franchisee: Westfield's Jackie Lieberman

This week's feature will focus on TAPintoWestfield franchisee, Jackie Lieberman. Find out what makes TAPintoWestfield.net different than the competition, what she did before coming onto TAPinto.net and how an inexperienced sales person became one of TAPinto's most successful franchisee's. 

 

When did you join TAPinto.net?:

I started as a freelance reporter in 2011 ...

'An Act of God' takes a leap of faith at George Street

‘An Act of God’ takes leap of faith at George Street Playhouse

By Liz Keill

NEW BRUNSWICK, NJ – If anyone can portray God, it must be Kathleen Turner. Local theatre goers are fortunate indeed, to have the throaty, stage smart Turner in our midst.

Turner, of course, is not only an acclaimed actress, but a female God with plenty to say about the ups and downs of religion ...

Garth Brooks Concert

The Garth Brooks Concert- Prudential Center, December 3, 2017

When the last child cries for a crust of bread

When the last man dies for just words that he said,

When there's shelter over the poorest head,

We shall be free.

My husband, Tom, and I stood on the platform at the Menlo Park train station, wearing our black cowboy hats and jeans, waiting for the train to the ...