The Roxbury Financial Planner: Bill Clinton, Edward Jones, CFP®, CIMA®

June 1, 2020

As we go through the coronavirus pandemic, with its constant threat to personal health and its devastating impact on the economy, it can be hard to find a silver lining. But if there is one, it’s that government agencies, private businesses and nonprofit organizations have contributed, in one way ...

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The social distancing and stay-at-home orders necessitated by the coronavirus have led many of us to feel isolated. Still, we’ve fought back through social media, “virtual” gatherings and walks in the neighborhood, where we could greet friends and neighbors (from six feet away). But when you’re ...

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You may have received, or soon will receive, a payment from the government as part of the $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act. How can you make the best use of what you receive? First, here’s what to expect: If you file taxes as a single person, you’re eligible ...

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As we go through the coronavirus crisis, we are all, first and foremost, concerned about the health of our loved ones and communities. But the economic implications of the virus have also weighed heavily on our minds. However, if you’re an investor or a business owner, you just got some help from ...

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On one hand, the coronavirus has brought out the best in us. People across the country are pitching in to help others, from providing protective masks to health care workers to holding video chats with confined residents of assisted living homes to simply buying gift cards to support local ...

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There's no way to sugarcoat it: If you're an investor, you haven't liked what you've seen in the financial markets recently. The effects of the coronavirus triggered a market "correction" – a decline of 10 percent or more – and more volatility is almost certainly on the way. But instead of fretting ...

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First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear ...

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These are challenging times. Like everyone, you are concerned about keeping your family safe and healthy, and you’re doing your part to help protect your community from the effects of the coronavirus. And if you’re an investor, you must also address your financial situation. How should you respond ...

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There's no way to sugarcoat it: If you're an investor, you haven't liked what you've seen in the financial markets recently. The effects of the coronavirus triggered a market "correction" – a decline of 10 percent or more – and more volatility is almost certainly on the way. But instead of ...

Read more »

As you know, the coronavirus has become a major health concern, not just in China, but in other parts of the world, too – and it’s also shaken up the financial markets. As an individual investor, how concerned should you be? The impact of the coronavirus on the markets isn’t surprising. China is ...

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As you go through life, you’ll have many financial goals. Fortunately, you don’t need to achieve them all at the same time. But when you have a mix of short- and long-term goals, you will need to pursue some different investment strategies simultaneously. Your short-term goals may depend ...

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Now that we’ve closed the book on 2019, it’s officially Tax Season. As you prepare your tax returns for the April 15 deadline, you might already start looking for opportunities to improve your tax-related financial outcomes in the future. And one important step you can take is to connect your ...

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You’re probably aware this is an election year. During the next several months, the candidates will discuss issues that should greatly interest you as a citizen. But as an investor, how concerned should you be with the results of the presidential and congressional elections? Maybe not as much as ...

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Recently, we’ve seen an increased interest in mindfulness, although the concept itself is thousands of years old. Essentially, being mindful means you are living very much in the present, highly conscious of your thoughts and feelings. However, being mindful doesn’t mean acting on those thoughts ...

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Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve our mental health by learning a new language or ...

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You may have heard that timing is everything. And in many walks of life, that may be true – but not necessarily when it comes to investing. To understand why this is so, let’s look at three common mistakes investors make: Selling investments and moving to cash when stocks are predicted to ...

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Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing in your family and your ...

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Over the years, you’ll experience many personal and professional milestones. Each of these can be satisfying, but they may also bring challenges – especially financial ones. That’s why you may want to seek the guidance of a financial professional. Here are some of the key life events you may ...

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As you’re well aware, we’ve seen some sudden and sizable drops in the financial markets in 2019. While market volatility is nothing new, the recent plunges happened during a period of general political and economic unease. Still, it can be harmful to overreact to such events – especially if it ...

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It’s a fairly predictable pattern: When the stock market rises, more people invest, but after a large-scale drop, many of these same people head for the exits. But by staying out of the financial markets, and only putting their money in “safe” vehicles that offer few or no growth prospects, are ...

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It’s a fairly predictable pattern: When the stock market rises, more people invest, but after a large-scale drop, many of these same people head for the exits. But by staying out of the financial markets, and only putting their money in “safe” vehicles that offer few or no growth prospects, are ...

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For the past several years, artificial intelligence – or AI – has increasingly found a place in many walks of life. Almost certainly, you use some form of AI, whether it’s your time on social media, your use of mobile banking, the navigation system you rely on for directions, or any of the many ...

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The world of mutual funds can be confusing. With more than 9,000 funds on the market, how can you choose the ones that are right for you? One way to start is by considering the various categories of mutual funds – and there are quite a few of them: Small Cap Growth, Large Cap Growth, Large Cap ...

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Over the years, you’ll experience many personal and professional milestones. Each of these can be satisfying, but they may also bring challenges – especially financial ones. That’s why you may want to seek the guidance of a financial professional. Here are some of the key life events you may ...

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To achieve any of your financial objectives, you need to save and invest – that much is clear. But just how you save and invest may differ from goal to goal. Let’s look at two common goals to see the differences in your savings and investment strategies. The first goal we’ll consider is a dream ...

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On April 22, millions of people will observe Earth Day by participating in events that support environmental protection. As a citizen, you may want to take part in a local celebration. And as an investor, you can learn a few lessons from the themes of Earth Day. Here are a few of them: Avoid ...

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We’re getting close to the tax-filing deadline. For many of us, this means it’s that time of year when we get our biggest financial windfall – a tax refund. If you have recently received a refund, or are expecting to get one in the next few weeks, what should you do with it? Of course, you could ...

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It's been 107 years this month since the tragedy of the Titanic. Of course, this disaster has fascinated the world ever since, leading to books, movies, musicals and, ultimately, a successful search for the big ship’s remains. On the positive side, commercial shipping lines learned a great deal ...

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Valentine’s Day is fast approaching. This year, consider going beyond the flowers and chocolates and think about providing financial-related gifts to your loved ones of all generations.  Here are some gift possibilities to consider:   For your spouse or partner – Your income – both today and ...

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When interest rates rise, the value of your fixed-income investments, such as bonds, will typically fall. If this happens, how should you respond?  First of all, it’s important to understand this inverse correlation between interest rates and bond prices. Essentially, when interest rates rise, ...

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