The Roxbury Financial Planner: Bill Clinton, Edward Jones, CFP®, CIMA®

December 16, 2020

Many of us probably felt that 2020 lasted a very long time. But now that 2021 is upon us, we can make a fresh start – and one way to do that is to make some New Year’s resolutions. Of course, you can make these resolutions for all parts of your life – physical, emotional, intellectual – but have ...

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As the year draws to a close, it’s fair to say that we’ve all learned something about the social, political, physical and environmental forces that have affected everyone. And, in some ways, our lives will be changed, perhaps permanently. But as an investor, what lessons can you learn from ...

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We’re nearing the end of 2020 – and for many of us, it will be a relief to turn the calendar page on this challenging year. However, we’ve still got a few weeks left, which means you have time to make some year-end financial moves that may work in your favor. Here are a few ...

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Those who have lived a long time have done a lot, seen a lot and can teach us a lot. And that’s certainly true when it comes to investing. Consider some lessons you might learn from experienced investors: Regulate your emotions. In the investment world, there’s always something coming at ...

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Election Day is coming soon. As a citizen, you may feel the results will affect many aspects of life in this country. But as an investor, your situation probably won’t change after the votes are counted. No matter who wins, the financial markets may well show some politically driven volatility, ...

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When you retire, you’ve learned a lot about all sorts of things, helping you avoid some of the mistakes you made earlier in life. However, you may still be susceptible to financial missteps specifically related to your retirement years. How can you dodge these errors? Consider these ...

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During the coronavirus pandemic, our health concerns – for ourselves and our loved ones – have been at the top of our minds. But financial worries have been there, too, both for people whose employment has been affected and for investors anxious about the volatile financial markets. And one aspect ...

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You won’t see any greeting cards celebrating it, and it’s not likely to be on your calendar, but in just a few weeks, National 401(k) Day will be observed. And this type of recognition may be warranted, too, because 401(k) plans have become key building blocks for a big part of people’s lives – a ...

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The COVID-19 pandemic has unsettled the country’s employment picture for months and will likely continue to do so for a while. However, the nature and terminology of this disruption varies greatly among individuals — some have seen their jobs disappear, others have been “furloughed” and still ...

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If you were to inherit a large sum of money, what would you do with it?  The question may not be hypothetical, especially if you are in the millennial, Gen X or Gen Z demographic groups. That’s because the baby boomers – often referred to as the richest generation in history – are poised to ...

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Throughout much of your working life, you contribute to your 401(k), IRA and other investment accounts to help ensure a comfortable retirement. However, once you do retire, you’ll need to shift your focus somewhat from building these investments to using them – in other words, you’ll have to start ...

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As we go through the coronavirus pandemic, with its constant threat to personal health and its devastating impact on the economy, it can be hard to find a silver lining. But if there is one, it’s that government agencies, private businesses and nonprofit organizations have contributed, in one way ...

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The social distancing and stay-at-home orders necessitated by the coronavirus have led many of us to feel isolated. Still, we’ve fought back through social media, “virtual” gatherings and walks in the neighborhood, where we could greet friends and neighbors (from six feet away). But when you’re ...

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You may have received, or soon will receive, a payment from the government as part of the $2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act. How can you make the best use of what you receive? First, here’s what to expect: If you file taxes as a single person, you’re eligible ...

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As we go through the coronavirus crisis, we are all, first and foremost, concerned about the health of our loved ones and communities. But the economic implications of the virus have also weighed heavily on our minds. However, if you’re an investor or a business owner, you just got some help from ...

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On one hand, the coronavirus has brought out the best in us. People across the country are pitching in to help others, from providing protective masks to health care workers to holding video chats with confined residents of assisted living homes to simply buying gift cards to support local ...

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There's no way to sugarcoat it: If you're an investor, you haven't liked what you've seen in the financial markets recently. The effects of the coronavirus triggered a market "correction" – a decline of 10 percent or more – and more volatility is almost certainly on the way. But instead of fretting ...

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First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear ...

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These are challenging times. Like everyone, you are concerned about keeping your family safe and healthy, and you’re doing your part to help protect your community from the effects of the coronavirus. And if you’re an investor, you must also address your financial situation. How should you respond ...

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There's no way to sugarcoat it: If you're an investor, you haven't liked what you've seen in the financial markets recently. The effects of the coronavirus triggered a market "correction" – a decline of 10 percent or more – and more volatility is almost certainly on the way. But instead of ...

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As you know, the coronavirus has become a major health concern, not just in China, but in other parts of the world, too – and it’s also shaken up the financial markets. As an individual investor, how concerned should you be? The impact of the coronavirus on the markets isn’t surprising. China is ...

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As you go through life, you’ll have many financial goals. Fortunately, you don’t need to achieve them all at the same time. But when you have a mix of short- and long-term goals, you will need to pursue some different investment strategies simultaneously. Your short-term goals may depend ...

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Now that we’ve closed the book on 2019, it’s officially Tax Season. As you prepare your tax returns for the April 15 deadline, you might already start looking for opportunities to improve your tax-related financial outcomes in the future. And one important step you can take is to connect your ...

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You’re probably aware this is an election year. During the next several months, the candidates will discuss issues that should greatly interest you as a citizen. But as an investor, how concerned should you be with the results of the presidential and congressional elections? Maybe not as much as ...

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Recently, we’ve seen an increased interest in mindfulness, although the concept itself is thousands of years old. Essentially, being mindful means you are living very much in the present, highly conscious of your thoughts and feelings. However, being mindful doesn’t mean acting on those thoughts ...

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Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve our mental health by learning a new language or ...

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You may have heard that timing is everything. And in many walks of life, that may be true – but not necessarily when it comes to investing. To understand why this is so, let’s look at three common mistakes investors make: Selling investments and moving to cash when stocks are predicted to ...

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Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing in your family and your ...

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Over the years, you’ll experience many personal and professional milestones. Each of these can be satisfying, but they may also bring challenges – especially financial ones. That’s why you may want to seek the guidance of a financial professional. Here are some of the key life events you may ...

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