SBA Deadline for Non Profits Jan 4, For Businesses January 30

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SCOTCH PLAINS/FANWOOD, NJ - The U.S. Small Business Administration (SBA)has announced that its Business Recovery Centers throughout New Jersey will continue to provide prompt one-on-one, face-to-face assistance for survivors of Hurricane Sandy and that the deadline for applying for a business loan to cover property damage has been extended to January 30, 2013, while the deadline for non profits who experienced physical losses is January 4, 2012.

Examples of eligible non critical Private Non Profit organizations include such things as soup kitchens, homeless shelters, museums, libraries, community centers and colleges.

“Keep in mind that SBA’s low-long term disaster loans may provide recovery funds even before you receive an insurance settlement. There is no cost to apply or obligation to take a loan if offered,” said Jessica Paul, Public Affairs Specialist for the SBA.

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Disaster business loans are available for amounts up to $2 million for real estate repairs, business content replacement and working capital. Interest rates are as low as 4% for businesses and 3% for non-profit organization. The maximum loan term is 30 years and payments do not begin immediately.

Business applicants may meet with an SBA Customer Service Representative at any Business Recovery Center and the Center for Union County is located at the Business One-Stop Service-The Incubator, 320 Park Avenue, Plainfield, NJ 07060.  The hours of operation are Mon. – Fri. from 9:00 a.m. to 5:00 p.m.

Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela.  Applications can also be obtained by calling the SBA’s Customer Service Center at 800-659-2955 (800-877-8339 for the deaf and head of hearing).

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