Scotch Plains Selects New Health Insurance Carrier for Municipal Employees, Saves $85,000 by Leaving State Plan

Scotch Plains Township Manager Al Mirabella Credits: John Mooney

SCOTCH PLAINS — The Township of Scotch Plains on is withdrawing from the State Health Benefits Program (SHBP) and switching to a Horizon Blue Cross/Blue Shield health insurance for municipal employees. The move will save the township $85,000 this year and $114,000 annually, according to Township Manager Al Mirabella.

The Scotch Plains Council approved the switch at a special meeting last week so that the new insurance provider can be in place by April 1. Otherwise, the plan could not take effect until May 1.

Mirabella said that Mayor Al Smith asked him to look for ways to save money on the municipality's health insurance plan. When it joined the state plan, the township realized savings. However, since Scotch Plains had a low "loss rate" (fewer claims than other towns that are pooled together under the state plan), the township had an opportunity to save on costs through a broker, Acrisure, LCC.

Sign Up for E-News

"Since Horizon Blue Cross/Blue Shield already provides coverage to about 90 percent of the township’s employees, disruption was kept to a minimum," said Mirabella, a longtime executive with Chubb insurance, said in an interview with TAPintoSPF. "Employees who were under Aetna coverage through the state may experience some changes if some of their doctors do not accept Horizon."

In a recent Letter to the Editor, Mayor Smith described the switch as "a win-win for taxpayers," and wrote that he remains" committed to finding more ways to increase efficiency and save taxpayer money in 2018." is Scotch Plains-Fanwood’s only free daily paper. Sign up for our daily eNews and follow us on Facebook and twitter @SPF_TAP. Download the free TAPinto App for iPhone or Android.

TAP Into Another Town's News:

You May Also Be Interested In

Sign Up for E-News

Scotch Plains/Fanwood

Update: Health Authorities Still Investigating Flu Death of Elizabeth Schoolgirl

February 19, 2018

ELIZABETH, NJ - The New Jersey Department of Health is continuing to investigate the cause of the passing of elementary school student Daniela Genaro after it was confirmed that the student had been diagnosed with influenza. Officials said it "presently remains unclear whether or not the virus was the primary contributing factor to the child's passing."

In a second letter ...

Sinai or Sanctuary?



And in the beginning, G‑d was homeless, and so G‑d asked His people to set Him up with some digs. Where does it say that? Well, nowhere, actually. But it does say that G‑d instructed Moses to tell the people, “They shall make for Me a Sanctuary, that I may dwell among them.”

Now the question is, was G‑d really homeless? ...

Colleen Mahr Has Paid Her Dues, Earned People’s Trust, and Left a Track Record of Success

February 20, 2018

Dear Editor:

As a 26-year-old Scotch Plains resident who cares more about the well-being of our town than about local politics, I am extremely disappointed that the Scotch Plains Democratic Committee leadership has decided to abandon Colleen Mahr in her run for Chair of the Union County Democratic Committee.

Mahr, who as Mayor of Fanwood for 15 years has worked closely with Scotch Plains ...

Being Alone on Valentine’s Day

February 13, 2018

Valentine’s Day is a day filled with Hallmark cards, chocolate covered strawberries, red roses and special dining.  It’s a day to express our love and affection to those close to us.  Some of us have expectations that this day will be blissful, we may even receive that diamond ring that represents engagement or marriage.

Valentine’s Day can be a wonderful time if ...

Bernards High vs. Union Catholic Girls Basketball Teams Face Off to Support Team Campbell Foundation

February 19, 2018

BERNARDSVILLE NJ - The Bernards High Mountaineers will play Union Catholic High School on Saturday, February 24th at 2:00pm at Bernards High in Bernardsville. The game will support the Team Campbell Foundation. 

Both teams are honored to be able to play in what will be Bernards High’s Coach Sandy Whelan’s sixth Gold Out game in seven years. Gold is the awareness color for ...

Upcoming Events

Tue, February 20, 1:00 PM

Scotch Plains Public Library, Scotch Plains

Book Club @ Scotlib: The Japanese Lover by Isabel ...

Arts & Entertainment Education

Tue, February 20, 6:00 PM

UCEDC, Cranford

Next Level Business Planning

Business & Finance

Wed, February 21, 7:00 PM

Congregation Beth Israel, Scotch Plains

Course on Biblical Interpretation Taught by ...

Education Religions And Spirituality