3 Helpful Tips for Buying Your New Jersey Dream Home

Follow these 3 tips and soon you could be celebrating buying your New Jersey dream home!

Is this the year you finally buy your own home in Morris or Sussex County? Or perhaps you own a first home and want to move to new, larger home? Realtor.com recently shared a list of top habits to start now if you hope to buy a home in 2017. Follow these 3 top tips to make your home-buying dream come true!

Automate Your Down Payment Savings

Survey after survey cites saving for a down payment as one of the biggest hurdles to homeownership. Jump start your savings by automating your checking account to automatically save a small amount of your paycheck into a separate savings account.

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“Amassing enough for a down payment takes discipline and perseverance, but setting up automatic savings...make(s) it easier. If you never see the cash, you won’t spend it.”

Build Your Credit History and Keep It Spotless

When you apply for a mortgage, lenders want to see that you historically pay off past debts. This means staying on top of your student loans, credit cards and car loans--pay them on time! One way credit bureaus recommend helps: use no more than 30% of the credit available to you.

Practice Living on a Budget

Downsizing your spending NOW allows you to save more for your down payment and pay down other debts to improve your credit score. A recent study showed that “95% of first-time buyers were willing to make sacrifices to buy their home faster.” Their top 3 sacrifices? New clothes, a new car, and travel.

In summary, automate savings, build your credit and stick to a budget. Follow these 3 top tips to save for home-buying and soon you'll be calling Team Nest Builder to buy your new Morris or Sussex County home!

Source:  realtor.com and Bank of America

Team Nest Builder is a full-service home finding and home selling team servicing the northern New Jersey Skylands Region. Our state licensed sales associates have well over 50 years combined experience and millions of dollars in closed business to draw on when servicing your personal needs.

The opinions expressed herein are the writer's alone, and do not reflect the opinions of TAPinto.net or anyone who works for TAPinto.net. TAPinto.net is not responsible for the accuracy of any of the information supplied by the writer.

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