State Health Insurance Assistance Program (SHIP)

The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries and those newly eligible for Medicare who have problems with, or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.

Medicare beneficiaries frequently have questions about benefits, claims and supplement policies (known as Medigaps). Volunteer counselors, trained in areas of health insurance coverage and benefits that affect Medicare beneficiaries, provide information and assistance for dealing with claims and in evaluating health insurance options.

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Volunteer counselors do not provide legal advice, sell, recommend, or endorse any specific insurance product, agent, insurance company or plan. They provide information and assistance so that you can make your own decisions. Counseling is free of charge.

In Montclair, sessions are usually scheduled for Wednesday afternoons between 1:00 pm and 3:00 pm and are held at the Montclair Public Library. For more information or to set up a counseling session, call the Essex County SHIP office at 973-637-1717 or the Montclair Public Library at (973) 744-0500.