FAIRFIELD, NJ — Fairfield residents should be prepared to receive a letter from their mortgage companies stating that they are now required to carry flood insurance, according to Township Administrator Joseph Catenaro.
During Monday’s council meeting, Catenaro announced that homeowners who have never had to pay for flood insurance might need to start due to the United States Army Corps of Engineers’ (USACE) new Flood Insurance Rate Mapping (FIRM).
Although the township appealed FIRM, stating that the USACE’s calculations were off by more than a foot, USACE reduced its calculations by three inches but denied the appeal, according to Catenaro.
He added that the fight is not over, as other municipalities have also filed appeals, including Montville. According to Catenaro, Fairfield will be able to file an appeal if another municipality’s appeal is accepted.
In the meantime, Catenaro said the township is working on providing USACE with information before April so that the township will continue to be covered by flood insurance. All information is expected to be sent in by January, he said.
Catenaro also mentioned that the township has reached out to the representatives of New Jersey’s 11th district, and that all requests and suggestions have “fallen on deaf ears.” However, he added that he is still hopeful the elevation maps will change.