The New Year is just around the corner and while it is a time of year that many use to reassess their health and finances, now is the best time to take advantage of both.
A regular dental visit, which includes an examination and cleaning, is important to maintain a healthy mouth and should be scheduled every six months. Regular dental visits help identify oral health problems at its early stages when treatment is simpler and is essential to preventing major problems from starting.
If you haven’t had the suggested two dental visits this year, you should maximize your dental treatment with two years’ worth of dental benefits by scheduling an appointment today. Here are a few reasons why you should schedule a dental visit before December 31:
Premiums are typically covered under insure plans: You or your employer pays a monthly premium for dental insurance. Most plans cover periodic visits, x-rays, and cleanings at 100% with no deductible. Not taking advantage of this paid benefit is like throwing money away! Even if you don't need extensive treatment, you should use that money for regular checkups and cleanings to prevent costly future. Don't throw your money away!
Yearly maximums for coverage: Dental insurance limits the amount of money annually for your dental care. Maximums vary from one company or policy to the next, but typically fall around $1000 - $2000. Sounds like a lot of money, doesn't it? Insurance companies consider this amount to be a good investment. Allowing you to get regular dental care, your carrier can prevent the need for more serious (and more expensive) dental procedures down the road. Why not do you both a favor and use it, ensuring your mouth is in tip-top shape when next year rolls around?
Deductibles: Insurance companies typically expect you to pay a certain amount of money for your dental care each year – usually about $500. If your smile isn't in good shape, our office can create a treatment plan to put you back on track. Deductibles begin anew each year, so spreading out this care over more than one year will mean you have to pay more out-of-pocket.
Inflation costs: It seems everything becomes more expensive from one year to the next, and dental materials and equipment are no exception. Putting off necessary dental care could mean that you'll have to pay more down the road.
Dental problems escalate: If your pearly whites are anything but, they're only going to get worse. That is, of course, unless you take advantage of your insurance benefits and tends to your teeth and gums. A little cavity that isn't bothering you one year may become a major headache (or toothache!) the next.
If you haven't yet taken advantage of your dental insurance benefits and would like to schedule an exam to verify everything is in order, call our office at (908-322-7800 or email us at firstname.lastname@example.org today.