A Little Bit of Knowledge with David Tepp

December 19, 2017

Did you know you can make the simplest changes to improve your finances?  Wills and estate planning – Amazingly, many individuals and families have a spouse, children, and substantial assets but an outdated or even no will at all. There are vast dangers in ignoring estate and probate law – ...

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I suspect most business owners that provide for their families would argue that nearly all business matters are personal! Unfortunately, too many times I have seen clients, intentionally or not, commingle their personal objectives with their business. This can quickly lead to decision making that ...

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Most people want to save for their children’s education but what is the best strategy?  There are three different savings strategies from which you can choose:  1)         save for 100% of all education costs so that your child has no liability 2)         save a specific dollar amount and ...

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Saving for Higher Education Part 1 – Six Options for Savings   Introduction Your children’s education may be the most cost-intensive purchase you ever make. A family of three children that all attend private universities will likely pay close to $1 million for their degrees. No matter ...

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Now that the ball has dropped in Times Square it is time for another annual tradition – New Year’s resolutions. So, along with improving your diet and exercising more, consider adding these: “Will” you? – I have lost count of how many clients with whom I have met that have a spouse, children and ...

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Are you in the midst of manic buying, wrapping, eating, drinking and being merry? It might not be top of mind, but there are just a few financial matters that you ought to consider before the ball drops in Times Square. For the first time in a while, there are reasons for businesses and ...

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It is that most wonderful time of the year when every day becomes a mad scramble to attend parties, meet family obligations, buy gifts and, in between, get work done. The holiday season engenders feelings of nostalgia, hope and gratitude. And, with that, we spend incredible sums of money, sometimes ...

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So far, we have seen two debates that have covered a wide array of political and economic issues.  Unfortunately, there is one substantive topic neither candidate was eager to discuss – Social Security.  As the nation’s largest domestic spending program, and considering the amount of tax ...

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If you are anything like me, you begin to truly relax around the third day of your vacation. Soon after that, you visualize what life would be like working from a beach house six months out of the year.  Then you start to analyze:  How can I be sure I can afford the purchase? Is it a good ...

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2016 is now well underway.  As you work on growing and cultivating your personal brand in the upcoming year, here is some food for thought, trends to keep an eye on: This will be a heated election year. Forget your political persuasion, the fact is clear: as a nation, we’re divided, and not in a ...

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Now that we’re entering our eighth-year post market crash, we’ve made some great progress and have seen an impressive comeback in the housing industry, but what will 2016 bring? I have done quite a bit of research, consulted with real estate professionals at the recent Inman Real Estate ...

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We all love playing sports — especially kids. As parents we encourage our kids to reach their full athletic potential. Unfortunately, sports related injuries in kids are on the rise: High school athletes account for an estimated two million injuries and more than 3.5 million kids under age 14 ...

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As of this writing, the S&P index, a gauge frequently used for determining the strength of the stock market, has dropped nearly 12 percent in recent weeks. Your 401k, your IRA’s, your children’s education savings and any other account in which you have stock market investments has likely lost ...

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