Point View WealthPoints

October 15, 2018

Point View Wealth Management's latest newsletter is here! Our Q4 page-turner includes: Five Annuity Pitfalls How to Pay for Long Term Care-And How Not to The Long View: Stocks for the Next 20 Years Retirement Income Strategies ESG Investing To access it now, click ...

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Classifying stock and bond investments to develop an asset allocation is pretty straightforward, the stocks are classified as equity and the bonds, for the most part, are classified as fixed income. How should investors account for other less tangible assets like their home, social security or a ...

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The latest Star Wars movie was a flop relative to expectations, but the epic drama of Global Trade Wars lives on.  Tariffs are terrible for you and me. If a tariff is placed on goods and services within a certain industry, companies will try to pass on the cost to the consumer by increasing prices.

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Over a lifetime of investing we often have numerous accounts located at different financial firms.  Rarely are these accounts managed with a grand plan that takes into account all the individual pieces.   Account proliferation can be detrimental to your investment performance, increase your risk ...

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If the current interest environment has you concerned about your bond portfolio, remember why you are investing in bonds.  The role bonds, or fixed income, play in a portfolio is not solely based on performance.  Bonds are used to offer stability, particularly when stock market volatility is ...

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The old adage in the investment world is that it is not what you make, but what you keep that counts.  Investors often overlook the ultimate deflator of portfolio returns – the taxman. An astute global asset allocation should be the number one priority for investors.  However, there are preferred ...

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I was honored to present at the recent GuruFocus Value Conference in Omaha, and then to hear Warren Buffett and Charlie Munger at the CenturyTel Convention Center in Omaha on Saturday. Bottom Line Warren Buffett and his partner Charlie Munger were in fine form, dispensing timeless investment ...

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Investors remain concerned about the potential impact of higher interest rates on stocks. In their most recently released minutes, the Federal Reserve Open Markets Committee indicated the US economy is on solid footing and the economic conditions warrant continued gradual increasing of interest ...

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On the 1980s police procedural Hill Street Blues, 'Sergeant Esterhaus' sent his officers off on their shifts with the warning, “Let’s be careful out there.” The same goes for each of us as we log onto our various devices and manage our email, surf the web, or transact business. Cybercriminals are ...

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If the current interest environment has you concerned about your bond portfolio, remember why you are investing in bonds.  The role bonds, or fixed income, play in a portfolio is not solely based on performance.  Bonds are used to offer stability, particularly when stock market volatility is ...

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Americans are known to be philanthropic, with an estimated 83% donating to charitable causes. Making the donation convenient and tax-effective is a win-win for both charities and those with a generous heart. Donor-advised funds (DAFs) are a simplistic funding structure available to those with both ...

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Markets retreated in February, the worst down month in two years. A record surge in volatility caused several ETFs designed as leveraged bets on low volatility to plunge, with at least one being forced to liquidate and hand its investors a near total loss. The Causes of February’s Market ...

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Investors love to rally around a stock story. Today it’s all about the FAANG stocks. Facebook (FB), Amazon (AMZN), Apple (AAPL), Netflix (NFLX) and Google (GOOG) are a major reason why the S&P 500 rallied so much in 2017. Mr. Market is convinced the FAANGs are impervious to a sell-off. “Its ...

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The new tax law is predicted to reduce significantly the number of taxpayers who itemize deductions.  That has some concerned about charitable giving. There are ways for taxpayers who do not itemize deductions to give to charity and still receive some tax benefits. Give from your IRA. Those aged ...

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Point View Wealth Management's First Quarter of 2018 edition of Outlook has published, featuring articles offering a wide range of topics for investors as we enter the New Year, such as: Potential risks to your investments in 2018; Wrapping your head around Bitcoin; Debating the FAANG ...

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Pricey growth stocks have been all the rage in 2017, running circles around cheaper value plays. We believe that one of the most powerful forces in investing, reversion to the mean, may cause value stocks to outperform in 2018.  Position your portfolio accordingly. Understand the Difference ...

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Most investors understand the basics of bond investing. However, when evaluating individual bonds for a personal portfolio, a more specific understanding of the unique bond terminology can help an investor make the best decision.  Here is what you should know about your bond portfolio. What is ...

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In October, the government typically announces various income limits and other adjustments for the upcoming year.  These are based on the tax law as it presently exists and are inflation-adjusted; if Congress passes major tax reform before year end, some or all of this will change.   Social ...

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The latest edition of Outlook, Point View Wealth Management's quarterly newsletter is now available. The articles cover a wide range of topics from: Embracing the "Dogs of Dow" for undervalued securities; Preparing to take your Required Minimum Distribution (RMD) in your IRA; Lessons learned 10 ...

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Decluttering Your Household? Don’t Forget Your Investment Portfolio Have you taken part in the latest lifestyle trend, decluttering your home? This pop culture craze suggests paring down your belongings and simplifying your way to a better life. With an uncluttered home comes the promise of less ...

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Very quietly, members of the President’s economic team have been meeting with key lawmakers to craft a tax reform plan. The stated goal is to pass legislation by year end.  That is an optimistic timetable, but the outlines of a concrete revision may emerge before then. Any Tax Code revision ...

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The market’s off to a great start for 2017, with the S&P 500 up 7.9%. Not too many investors are trumpeting their outperformance. That may be a good thing for those underperformers. What?  It’s not good to be beating the market? When a market is this narrow and concentrated, outperformance ...

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Receiving mail with the IRS listed in the envelope’s upper left corner induces fear in most people. Receiving a phone call with the IRS listed on caller ID is even scarier. Fear can cause you to act before you think—many people fall for criminal scams out of fear. Don’t be one of them. Bottom ...

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Nifty-Fifty. Dot-Com. Social Media. Unicorns. Typically technology stocks have been classified with a spiffy name so investor relations and analysts can tell their high flying growth story easier. However the tech sector, which represents nearly 20% of the S&P 500, is no longer littered with ...

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Closed-end funds (CEFs) can play an important role in a diversified investment portfolio. They offer benefits similar to those of an open-end mutual fund, but also sport unique advantages.   Unlike a traditional open-end mutual fund, CEFs have a fixed number of shares available to trade. Their ...

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2016’s final days left bond investors unsettled. Just a few months ago, with the backdrop of the surprise July Brexit vote, U.S. Treasury yields hit record lows. Donald Trump’s election as president has increased concerns of a new round of tax cuts and greater government spending, which could ...

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This is a good time of the year to examine your 2015 tax return. It can help determine why you pay the taxes you do and what -- if any -- steps you can take now to minimize that number for 2016.   Most of the action takes place on page one of your 1040. The key number is your Adjusted Gross ...

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We all begin each year with good intentions: we’ll save more, pay down debt, get our financial house in order.  The key to any of this is to state a goal in measurable terms and lay out small, concrete steps to get there. On the financial side, technology has made taking those steps much simpler.

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This is a good time of the year to examine your 2015 tax return. It can help determine why you pay the taxes you do and what -- if any -- steps you can take now to minimize that number for 2016.   Most of the action takes place on page one of your 1040. The key number is your Adjusted Gross ...

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For the past 15 years, the BRIC countries (Brazil, Russia, India, and China) had been given the most hype as emerging markets. These four nations carried the global economy, particularly when the US housing bubble burst in 2008. However, today only one BRIC stands as emerging, India. China has ...

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